TERMS OF SERVICE
Effective Date: October 6, 2025
Last Updated: January 18, 2026
1. ACCEPTANCE OF TERMS
By accessing or using AssetTrace.com ("Service"), operated by AssetTrace, Inc. ("Company," "we," "us"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.
2. DESCRIPTION OF SERVICE
AssetTrace provides a platform for judgment creditors to:
The Service is informational and does not constitute legal advice.
3. ELIGIBILITY AND USE
3.1 Eligibility
You must be:
3.2 Prohibited Uses
You may NOT:
4. INTELLECTUAL PROPERTY
4.1 Our Property
All content, features, and functionality of the Service are owned by AssetTrace, Inc. and protected by copyright, trademark, and other intellectual property laws.
4.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the Service for legitimate judgment recovery purposes only.
5. USER SUBMISSIONS
By submitting information about your judgments, you:
6. NO GUARANTEE OF RECOVERY
THE SERVICE PROVIDES INFORMATION ABOUT POTENTIAL RECOVERY OPTIONS. WE DO NOT GUARANTEE:
Past performance does not guarantee future results.
7. CONFIDENTIALITY
Information exchanged through the Service is subject to our mutual Non-Disclosure Agreement. We maintain strict confidentiality regarding:
8. FEES AND SERVICES
8.1 Platform Access
Access to search and view your judgments is provided free of charge.
8.2 Recovery Services
Actual recovery services are subject to separate agreements:
9. DISCLAIMER OF WARRANTIES
10. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ASSETTRACE, INC. SHALL NOT BE LIABLE FOR:
Our maximum liability shall not exceed $100 or the amount you paid us in the past 12 months, whichever is greater.
11. INDEMNIFICATION
You agree to indemnify and hold AssetTrace, Inc. harmless from any claims, damages, or expenses arising from:
Your use of the Service
Your violation of these Terms
Your violation of any rights of another party
Inaccuracy in your provided information
12. SMS COMMUNICATIONS
12.1 Consent
By providing your mobile telephone number and opting in via our web form at portal.assettrace.com, prior verbal authorization with our case acquisition specialists, or written authorization in executed engagement letters and case acquisition agreements, you expressly consent to receive SMS text messages from AssetTrace, Inc. relating to your case submission, including but not limited to confirmations, scheduling, document requests, case status updates, and signature reminders.
12.2 Message Frequency
Message frequency varies based on your case activity. You will receive messages only as needed to facilitate your case.
12.3 Costs
Message and data rates may apply per your wireless carrier's plan. AssetTrace, Inc. is not responsible for any such charges incurred by you.
12.4 Opt-Out and Help
You may opt out of SMS messages at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message. Reply HELP to any message for assistance, or contact us at support@assettrace.com.
12.5 Supported Carriers
SMS messaging is available on all major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages.
12.6 Modification of SMS Program
We reserve the right to modify, suspend, or terminate the SMS program at any time, with or without notice. Material changes to the SMS program will be communicated via SMS notification to opted-in users prior to taking effect where reasonably practical.
12.7 No Substitution for Other Communications
SMS messages are supplementary to email and voice communications. Critical legal or contractual notices may be sent via additional channels (email, certified mail) and are not solely transmitted via SMS.
13. DISPUTE RESOLUTION
13.1 Arbitration Agreement
Any disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association rules.
13.2 Class Action Waiver
You waive any right to bring claims as a class or collective action.
13.3 Venue
Arbitration shall occur in Delaware, applying Delaware law.
14. TERMINATION
15. MODIFICATIONS
We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance of modified Terms.
16. SEVERABILITY
17. CONTACT INFORMATION
ACKNOWLEDGMENT